The Truth about Scams...

I have been working with a few people lately (both realtors and homeowners) who have expressed some concerns about companies out there who are fraudulently doing business. They are investors who have been accused of using improper systems and documentation and are believed to have been doing a little bit of "equity skimming". 

Such improper actions have put a bad taste in many people's mouths for this kind of business and rightfully so, but I want to thoroughly clarify what equity skimming is and how we at Ideal Homes stand out from amongst them with integrity, honesty, and experience!

Equity skimming is a type of fraud that consists of the practice of swindling homeowners out of their equity, usually when they are in default on their mortgages or their real estate taxes.

Equity skimming. This involves people who call themselves investors who see a huge pile of equity in a property that is headed toward foreclosure. They approach the owner and tell them that that by selling their residence, it would wipe the slate clean and "the investor" would take over all of the homeowners' property-related debts and obligations. The homeowner complies and loses all their equity in their property. WE DO NOT WORK WITH HOMEOWNERS THAT HAVE EQUITY IN THEIR PROPERTY. IF THEY DO HAVE EQUITY, THEN WE ALWAYS SUGGEST THAT THEY SELL IT THE TRADITIONAL WAY, WHICH IS THROUGH A REAL ESTATE AGENT. WE ARE FULLY AWARE THAT BANKS ONLY WORK WITH US WHEN WE HAVE PROPERTIES THAT HAVE NO EQUITY IN THEM. THAT IS WHY WE ARE SO SUCCESSFUL BECAUSE WE WORK WITH HOMES IN WHICH THERE IS MORE OWED ON IT THAN IT IS ACTUALLY WORTH!!

Equity skimming. This type of scam is when a "buyer" approaches you, offering to get you out of financial trouble by promising to pay off your mortgage or give you a sum of money when the property is sold. WE HAVE NOT AND WILL NOT PAY ANY HOMEOWNER ANY AMOUNT OF MONEY DURING THE SHORT SALE PROCESS… IT IS ILLEGAL ON ALL ACCOUNTS AND WE MAKE SURE THAT THEY ARE AWARE OF THAT!!

Equity skimming. This is when one person takes title to a property subject to an existing mortgage that is in default and is defined as: WE DO NOT TAKE HOUSES “SUBJECT TO”… EVER!!!

Equity skimming. One of two things happens next: Either the borrower stays in the house, paying rent to the perpetrator, or the borrower moves out, and the perpetrator rents the house to another party. In either scenario, the borrower collects rent, but doesn't pay the mortgage (as originally promised). The result: the mortgage defaults, the house goes into foreclosure, and the perpetrator skips off with the cash. WE DO NOT HAVE RENTAL PROPERTIES, WE DO NOT WANT TO BE LANDLORDS, AND WE EVEN SPECIFY FROM THE VERY BEGINNING THAT IF WE CANNOT FIND AN END BUYER, THEN WE DO NOT PURCHASE THE HOME FROM THE LENDER!!!

I hope this helps to clarify how we do business. I hope it brings light to the truth behind the lies and I hope it brings more confidence in those people who need our services. We are here to help, we charge no fees or commissions, and for the homeowners we work with, we even pay ALL closing costs.

If you or someone you know needs help in selling their home, working with a lender, negotiating a short sale, or dismissing a foreclosure please give us a call today!!

720-457-2000

www.SolvedQuick.com

Foreclosure Awareness

     As I was reviewing the current foreclosure list last night, I was shocked at the numbers of family's who are literally losing their homes, one by one by one. 

     When I compared the list that I held in my hand's to the list of last week, I began to put more of the pieces together. If there were 516 foreclosure dates set this last week and 564 from the week before and 438 from the week before that... just in three weeks alone, our state has seen over 1500 foreclosures!!    

     On top of that, in 2007 alone, there were 405,000 foreclosures nationwide and 39,607 in Colorado! Those numbers are unbelievable to my mind's understanding. And the even sadder part about that is the fact that those numbers are drastically higher than the previous 3 years. At what point does it end? 

     

     So my question is this: Who Is Helping These People?? Who is showing them where to go? Who is providing them with the answers they need to make the best, quickest decision? Who is helping them now, it today's current market??

     In my opinion, it's Ideal Homes! Ideal Homes has the solutions, Ideal Homes has the answers, Ideal Homes is here to show any and everybody how to dismiss their own foreclosure one step at a time! And the reason I say that is not to toot my own horn but to deliver the truth that I've seen to be very evident especially in these past couple months. 

     When people spend hours upon hours to specialize in one thing, 9 out of 10 times, they are pros at it right?! Well, we at Ideal Homes believe that to be true and have put in the hard work to be as successful as we are. We've talked with lenders, we've worked with los mitigation reps, we've helped hundreds of homeowners, we've kept our experience up to date with the times, and even in this current "down market", we still know how to produce results and we know how to help the right way. We offer RESULTS THAT WORK!! 

**So if you or someone you know is going through a tough time, if they cannot sell their house, if they are behind on payments, if they financially just cannot keep up with their mortgage, then do what you can by taking action now!

CALL TODAY at 720-457-2000. We can Help, We want to Help, but you have to act first. 

Sincerely, 

Julia Gentry 

Ideal Homes

Ideal Homes - Helping the RIGHT Way!

October 8th, 2008... The current time is 2:36pm. 

It's in the middle of my "work day" and my only true wish is to be in front of more homeowners, to talk to more people who need our services, to interact with people who are looking for the RIGHT kind of help in regards to foreclosure. 

After watching the debates last night, I am in awe of how many unanswered questions there are in the minds of so many people and am realizing more and more why nobody trusts anybody. We live in a society that has been out for themselves for quite sometime and are surrounded by a number of  people who are sadly out to make a quick buck while in the mean time, hurting so many individuals along the way. 

Being in the business I'm in, I see these hurt people. I talk with people who are facing foreclosure and they are so scared and unable to trust anyone. Do I blame them? No. They're hurt because they didn't read the fine print, they weren't told the whole truth to begin with, they overdid themselves financially, and now they're at a place where it's hard to trust anybody. Again, do I blame them? No! But do I wish they were able to trust again? Yes, absolutely and that inevitably is my goal. I want them to trust Ideal Homes. I want them to see how we do business the RIGHT way. 

It's my goal not to sugar coat things but to present the truth. I want to help these homeowners and I want them to know their options. I just need them to know our name! I need them to know what we do! I need them to catch on to who we are...

We are IDEAL HOMES. I am Julia Gentry.

A Live Success Story

Here's a recent live success story from one of the many homeowners that we have been able to help who have been in a foreclosure situation. Obviously, it's never easy to document a hardship that you've experienced to a live audience that doesn't need to know anything about you but they were gracious enough to share their hardship as well as their successes in front of hundreds of people simply to encourage others to do the same. There is an answer. Ideal Homes truly can help!!

Every time I watch this clip, I get chills. I get chills because here we are on the day of closing, the day of success, that everyone has worked so hard to be at and our goal has been accomplished. We at Ideal Homes have successfully negotiated with the bank, the property has been successfully purchased by another homeowner because of Jackie Garcia at Prestige, and our clients, the homeowners who were once so afraid of a negative consequence of a foreclosure, are now able to move on with their life and are able to do it with a smile on their face!

That's what this is all about. That's why we do what we do! And now it's easy to see that when every DOES what they say they're going to do, everybody wins!

Don't wait... if we can help, please call TODAY!!! 720-457-2000

www.SolvedQuick.com