"It's everywhere you go these days, people talking about the economic downturn. How businesses are cutting back and laying-off employees. Customer service has gone downhill, shelves aren't being restocked and more storefronts being vacant on the main streets of America. It's a sign of the time..." quote from South Metro Chamber
Debt... divorce... job loss... pay cuts... adjusting interest rates... doubt... all things that are encircling our nation. When will it end? How will I get through this? Will I ever get through this? Tough questions many people find themselves asking.
Me being the optimistic type am one of the few who will admit that yes, times are tough but they aren't tough enough to keep us down. It's one thing to get knocked down, it's another to stay down. It's a matter of perspective and my perspective chooses to say "How can I make this better" vs. "Will this ever be better??" Yes, it will get better and by asking "How?", you're actually creating room for opportunity.
Ask Ideal Homes "How?" we're rising to the occasion and we will tell you one homeowner at a time! Maybe we can't save everyone in this mortgage crisis but I am very confident that there is still a lot we can do for a lot of homeowners! IF only they would call. We can't help if someone doesn't reach out to us BUT we promise to reach back if the initiative is taken.
No, we can't snap our fingers and cure this "crisis". No, we can't transform credit reports or change income for people but what we can do is help to buffer much of this mortgage crisis by assisting people in a doing a short sale.
Short sales cost you nothing. It helps you avoid foreclosure. It allows you to move on with your life. It enables you to step away from the burden of the process as we as a team step in and manage it for you. And for most of the homeowners, we are able to excuse the difference between the short sale and the full mortgage payoff so the lender will not pursue you for the difference. It becomes a win/win for everyone involved!
So please call us today, look into what we have to offer to you as a homeowner if you are struggling to make your mortgage payments or are unable to do a loan modification, maybe you can't sell your home on the market or even facing foreclosure...
IDEAL HOMES - helping Colorado families, one family at a time!
303-337-4245
Wednesday, June 24, 2009
Thursday, June 18, 2009
The Foreclosure Rollercoaster
The "ride" in which we all know so well as "Foreclosure" is needless to say, not over. Last week alone there were 626 homes posted for foreclosure... and that is only one week out of the month!! Little to say, foreclosures are here and they will be haunting us for awhile.
ALL THE MORE REASON TO JOIN US FOR OUR FINANCIAL WELLNESS SEMINARS HOSTED THE 2nd and 4th TUESDAY EVENINGS OF EACH MONTH!!! "Because your future is worth it!" And IDEAL HOMES can help.
"Foreclosures Spike-
One in every 374 U.S. homes received foreclosure filings in April, the highest monthly rate that RealtyTrac, an online marketer of foreclosed properties, has recorded in four-plus years of record keeping. US foreclosures spiked 32% in April. 342,000 homes received notices of
default, auction notices, or underwent bank repossessions, and 63,900 bank repossessions, the last stop in the foreclosure process, took place. "April was a shocker," said Rick Sharga, RealtyTrac's senior vice president for marketing. "I would have bet on a dip because March
foreclosures were so high. "We had been predicting 3.4 million filings for the year, but we'll blow those numbers out of the water." Ten states accounted for 75% of all foreclosure activity, and they fell generallyinto two categories: one-time bubble markets and the
rust belt. The bubble markets were in California, (96,560 filings), Florida, Nevada, and Arizona. The rust belt filings took place in Illinois, Ohio, and Michigan. Georgia, Texas, and Virginia made up the rest of the top 10 list.
But why so many foreclosures?
We've been talking about the wave of new foreclosures likely to come after uncertainty over Obama's various mortgage "rescue" plans spurred a temporary moratorium on foreclosures by mortgage finance companies, including Fannie Mae and Freddie Mac. Well, it's here with a
vengeance and it's expected to get worse as the foreclosures make their way through the system. Most of April's filings were ones in the early stages of the process, like notices of default, according to James Saccacio, RealtyTrac's CEO. The steady erosion of home prices, like those reported by the National Association of Realtors yesterday, just makes it worse as people
find themselves with mortgages that cost more than the property is worth. "[The home price decline] will lead to more foreclosures," said Mike Larson, a real estate analyst for Weiss Research. The Obama administration announced plans in March to provide $75
billion in incentive payments for the mortgage industry to modify loans to help up to 9 million borrowers avoid foreclosure, but with the recent heavy-handed government meddling in the banking industry, no one knows how much the lending industry will cooperate in modifying
loans."
For more information on how you can avoid being a statistic, please call us at Ideal Homes today! We are working with hundreds of homeowners in helping them to avoid foreclosure and providing our economy with a way to get our home prices back to where they should be!
Ideal Homes
303-337-4245
ALL THE MORE REASON TO JOIN US FOR OUR FINANCIAL WELLNESS SEMINARS HOSTED THE 2nd and 4th TUESDAY EVENINGS OF EACH MONTH!!! "Because your future is worth it!" And IDEAL HOMES can help.
"Foreclosures Spike-
One in every 374 U.S. homes received foreclosure filings in April, the highest monthly rate that RealtyTrac, an online marketer of foreclosed properties, has recorded in four-plus years of record keeping. US foreclosures spiked 32% in April. 342,000 homes received notices of
default, auction notices, or underwent bank repossessions, and 63,900 bank repossessions, the last stop in the foreclosure process, took place. "April was a shocker," said Rick Sharga, RealtyTrac's senior vice president for marketing. "I would have bet on a dip because March
foreclosures were so high. "We had been predicting 3.4 million filings for the year, but we'll blow those numbers out of the water." Ten states accounted for 75% of all foreclosure activity, and they fell generallyinto two categories: one-time bubble markets and the
rust belt. The bubble markets were in California, (96,560 filings), Florida, Nevada, and Arizona. The rust belt filings took place in Illinois, Ohio, and Michigan. Georgia, Texas, and Virginia made up the rest of the top 10 list.
But why so many foreclosures?
We've been talking about the wave of new foreclosures likely to come after uncertainty over Obama's various mortgage "rescue" plans spurred a temporary moratorium on foreclosures by mortgage finance companies, including Fannie Mae and Freddie Mac. Well, it's here with a
vengeance and it's expected to get worse as the foreclosures make their way through the system. Most of April's filings were ones in the early stages of the process, like notices of default, according to James Saccacio, RealtyTrac's CEO. The steady erosion of home prices, like those reported by the National Association of Realtors yesterday, just makes it worse as people
find themselves with mortgages that cost more than the property is worth. "[The home price decline] will lead to more foreclosures," said Mike Larson, a real estate analyst for Weiss Research. The Obama administration announced plans in March to provide $75
billion in incentive payments for the mortgage industry to modify loans to help up to 9 million borrowers avoid foreclosure, but with the recent heavy-handed government meddling in the banking industry, no one knows how much the lending industry will cooperate in modifying
loans."
For more information on how you can avoid being a statistic, please call us at Ideal Homes today! We are working with hundreds of homeowners in helping them to avoid foreclosure and providing our economy with a way to get our home prices back to where they should be!
Ideal Homes
303-337-4245
Friday, June 5, 2009
Press Release for our Live Events
Source:
Ideal Homes
2851 S Parker Rd
Aurora, CO
FOR IMMEDIATE RELEASE
June 5, 2009
Contact:
Julia Gentry
(720) 579-7587 PH
Local Businesses Team Up To Offer Free Financial Wellness Evening Event
Aurora, CO - June 5, 2009– Ideal Homes, Short Sale experts, announced today that it will be hosting a free Financial Wellness Evening Event along with a certified credit expert Terry Greene and Cortney Copley of Live Total Wellness, June 9th in Aurora, June 23rd in Parker, July 14th in Centennial and July 28th back in Parker.
This complimentary event comes at a time where as of April 2009, Colorado experienced its highest unemployment rate in five years of 6.1%. Meanwhile, the United States credit card debt increased by three trillion dollars.
Attendees will come away with an understanding of the importance of finance in relation to:
• Real Estate: what to do if you are unable to sell your home, are behind on mortgage payments and how to avoid foreclosure
• Credit Scores: how to lower your debt ratio and enhance your credit profile
• Supplemental Income: the pro’s and con’s of supplemental income, what to do and what not to do and what to be aware of when it comes to supplemental income
Attendees can RSVP or obtain additional information about this event by emailing Julia@SolvedQuick.com or calling (720) 579-7587.
About Ideal Homes:
Ideal Homes, LLC is a group of highly skilled investors who specialize in negotiating short sales. We help individuals who are facing foreclosure, are behind on mortgage payments or are unable to sell their homes in the traditional methods. For more information about Ideal Homes, visit www.SolvedQuick.com or call (720) 579-7587
About Terry Greene
Terry Greene, LLC is a certified credit expert and financial wellness coach. Terry has 12 years experience in the financial and credit/debt management industry. His expertise as a coach and fraud specialist allows him to truly help consumers achieve their financial goals and maintain the necessary consumer protection. For more information about Terry, visit www.AskTheCreditCoach.com or call 303-719-9004.
About Live Total Wellness
Living Total wellness is about Financial Wellness! We have a risk-free proven system that gives individuals the ability to manage their debt and achieve financial freedom by earning supplemental income from home, all without having to make large investments of time or money. For more information about Live Total Wellness, call (303) 805-1505 or visit www.AtHomeAndLovinIt.com.
# # #
Ideal Homes
2851 S Parker Rd
Aurora, CO
FOR IMMEDIATE RELEASE
June 5, 2009
Contact:
Julia Gentry
(720) 579-7587 PH
Local Businesses Team Up To Offer Free Financial Wellness Evening Event
Aurora, CO - June 5, 2009– Ideal Homes, Short Sale experts, announced today that it will be hosting a free Financial Wellness Evening Event along with a certified credit expert Terry Greene and Cortney Copley of Live Total Wellness, June 9th in Aurora, June 23rd in Parker, July 14th in Centennial and July 28th back in Parker.
This complimentary event comes at a time where as of April 2009, Colorado experienced its highest unemployment rate in five years of 6.1%. Meanwhile, the United States credit card debt increased by three trillion dollars.
Attendees will come away with an understanding of the importance of finance in relation to:
• Real Estate: what to do if you are unable to sell your home, are behind on mortgage payments and how to avoid foreclosure
• Credit Scores: how to lower your debt ratio and enhance your credit profile
• Supplemental Income: the pro’s and con’s of supplemental income, what to do and what not to do and what to be aware of when it comes to supplemental income
Attendees can RSVP or obtain additional information about this event by emailing Julia@SolvedQuick.com or calling (720) 579-7587.
About Ideal Homes:
Ideal Homes, LLC is a group of highly skilled investors who specialize in negotiating short sales. We help individuals who are facing foreclosure, are behind on mortgage payments or are unable to sell their homes in the traditional methods. For more information about Ideal Homes, visit www.SolvedQuick.com or call (720) 579-7587
About Terry Greene
Terry Greene, LLC is a certified credit expert and financial wellness coach. Terry has 12 years experience in the financial and credit/debt management industry. His expertise as a coach and fraud specialist allows him to truly help consumers achieve their financial goals and maintain the necessary consumer protection. For more information about Terry, visit www.AskTheCreditCoach.com or call 303-719-9004.
About Live Total Wellness
Living Total wellness is about Financial Wellness! We have a risk-free proven system that gives individuals the ability to manage their debt and achieve financial freedom by earning supplemental income from home, all without having to make large investments of time or money. For more information about Live Total Wellness, call (303) 805-1505 or visit www.AtHomeAndLovinIt.com.
# # #
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